🏦 PPF Calculator

Public Provident Fund - Calculate your tax-free returns

📊 Investment Details

Min: ₹500/year, Max: ₹1.5 lakh/year
Current rate: 7.1% p.a. (subject to change quarterly)
Note: PPF interest is calculated on the lowest balance between the 5th and last day of each month. This calculator assumes investment is made before the 5th of April for maximum returns.

💰 Maturity Summary

Maturity Amount ₹0
Total Investment ₹0
Total Interest Earned ₹0
Wealth Gain 0%
EEE Tax Benefit Completely Tax Free!

📈 Year-wise Growth Statement

Scroll to see all years
Year Opening Balance Investment Interest Earned Closing Balance

📋 PPF Rules & Guidelines

  • Lock-in Period: 15 years minimum
  • Extension: Can extend in blocks of 5 years
  • Min Investment: ₹500 per financial year
  • Max Investment: ₹1.5 lakh per financial year
  • Interest: Compounded annually
  • Calculation: On lowest balance between 5th & month-end
  • Loans: Available from 3rd to 6th year
  • Partial Withdrawal: Allowed from 7th year

💎 Tax Benefits (EEE)

  • Investment: Deduction u/s 80C up to ₹1.5L
  • Interest: Completely tax-free
  • Maturity: No tax on withdrawal
Exempt-Exempt-Exempt

PPF falls under EEE category, making it one of the most tax-efficient investment options in India for long-term wealth creation.