SBI FD Rates (2026)
SBI offers 6.80% p.a. for fixed deposits of 1 to 2 year tenure for general citizens. Senior citizens receive an additional 0.50% p.a. Interest is compounded quarterly for cumulative FDs.
Calculate FD Returns
Maturity Amount
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Total Interest Earned
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Effective Yield
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About SBI Fixed Deposits
- Minimum deposit of ₹1,000 for regular FD
- Interest compounded quarterly for cumulative deposits
- Senior citizens get 0.50% additional interest
- Tax-saving FD available with 5-year lock-in under Section 80C
- Premature withdrawal allowed with penalty of 0.50% - 1.00%
- Auto-renewal facility available