SBI Home Loan Rates (2026)
SBI offers home loans starting at 8.50% p.a. under its regular home loan scheme. Rates may vary based on CIBIL score, loan amount, and employment type. Women borrowers may receive a 0.05% concession.
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About SBI Home Loans
- Loan amount up to ₹10 crore for purchase/construction of a house
- Tenure up to 30 years (subject to retirement age)
- No prepayment or foreclosure charges on floating rate loans
- Balance transfer facility available from other banks
- Tax benefits under Section 80C and Section 24(b)