SBI PPF Account Details (2026)
SBI PPF accounts earn 7.1% p.a. (set by the Government of India, revised quarterly). The 15-year lock-in period with EEE tax status makes PPF one of the safest long-term savings options. Minimum yearly deposit is ₹500, maximum is ₹1,50,000.
Calculate PPF Returns
Maturity Amount
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Total Invested
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Total Interest Earned
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About SBI PPF Account
- Government-backed savings scheme with sovereign guarantee
- EEE tax status: deposit (80C), interest, and maturity all tax-free
- 15-year lock-in period, extendable in blocks of 5 years
- Partial withdrawal allowed from 7th year onwards
- Loan against PPF available from 3rd to 6th year
- Deposit between ₹500 and ₹1,50,000 per financial year
- Interest compounded annually, credited at year-end