What is a SIP calculator used for?

A SIP calculator estimates the future value of monthly mutual fund investments based on contribution, expected return, and tenure.

How does step-up SIP affect returns?

Step-up SIP increases your annual contribution and can significantly improve long-term corpus due to higher invested capital and compounding.

Are SIP returns guaranteed?

No. SIP returns depend on market performance. The calculator provides projections, not guaranteed outcomes.

SIP Calculator - Plan Your Mutual Fund Investments

Monthly Investment

₹

Expected Return Rate

📊 %

Time Period

📅 Yrs

Step-up (Annual Increase)

📈 %

Total Investment

₹6,00,000

Estimated Returns

₹5,61,695

Total Value

₹11,61,695

📊 Investment Growth Over Time

📋 Year-wise Investment Summary

Year	Yearly Investment	Cumulative Investment	Interest Earned	Total Value

Formula Used: SIP: FV = P × {[(1 + r)ⁿ - 1] / r} × (1 + r) where P = Monthly Investment, r = Monthly Rate, n = Number of Months

⚠️ Disclaimer Mutual fund investments are subject to market risks. Past performance is not indicative of future returns. Please read all scheme-related documents carefully before investing. The calculations shown are estimates based on the expected rate of return and actual returns may vary.

Frequently Asked Questions

What is a SIP calculator?

A SIP calculator projects your maturity value from regular monthly investments using expected return rate and time period.

Can I use this for lumpsum investment too?

Yes. Switch to Lumpsum mode to estimate growth for a one-time investment amount over the selected years.

Does this include market volatility?

No. This tool uses fixed expected return assumptions. Real market returns will vary over time.

💰 SIP Calculator

Frequently Asked Questions